Money Laundering Is A Big Secret. Prudent Investment And Financial Management.

With the increasingly rampant laundering activities, banks, securities, futures, trust, insurance and payment services have been involved in 24 banking institutions in Beijing.

Shi Changhong, general manager of Beijing branch of Hengfeng bank, teaches you how to brighten your eyes and identify money laundering.

(1) terrorist financing: the current terrorist financing activities within the jurisdiction have the following characteristics: the main body comes from the high incidence area of terrorist activities; cross-border ATM withdrawals are frequently seen in high-risk areas such as Malaysia, Turkey and Kazakhstan;

It is different from money laundering, such as telecom fraud and underground banks.

(two)

Frequent large deposits, receiving multi person pfer remittance, the source of funds obviously exceeds the scope of wage income; the use of relatives account to disperse funds; frequent purchase of large insurance, and no local exception surrender; in many small and medium-sized banks open a number of bank accounts; at the same time, the use of safe deposit box business, hiding precious metals and calligraphy and painting; the use of small property room is not sound loopholes, money laundering or hiding cash.

(three) fund raising money laundering: illegally investing funds in the name of investment and financing, foreign exchange and investment in the old age, with a high return as a bait. Part of the offline P2P net loan platform will build a "pool of funds" under the name of the mode of pfer of creditor's rights.

The item is linked to the "financial" funds that are absorbed, which obscure the pfer of creditor's rights and non smoking behavior.

(four) fraudulent money laundering: from receiving money from deceived owners to pferring funds, splitting up and pferring to overseas ATM withdrawals, funds moving forward quickly, leaving no balance, decentralization and decentralization of capital pactions are generally carried out through online banking. Small pactions occur before pactions occur.

The money laundering threats faced by insurance companies, foreign banks, securities companies and fund companies have increased.

A comprehensive analysis of stock, futures and trust business involves a larger risk of money laundering in banking and payment businesses, and electronic banking is the most preferred financial tool for illegal activities.

Counter business, cash, ATM and other businesses are also facing great threats.