"Fur Loan" In The Chong Fu Fur Market Share Of Customers Is Nearly 30%.

"The" fur loan "can be said to be tailor-made for us." Chen boss is a Shandong native, who is doing fur business in Chong Fu. Because of the lack of local or local enterprises' guarantee, the loan is difficult. "The Bank of Hangzhou's" fur loan "only needs 5 merchants to form a joint insurance body, so we can apply for loans to facilitate our capital turnover.

According to the introduction, the Bank of Tongxiang sub branch of Hangzhou bank combines the reality of its own small and micro financial products with the reality of Tongxiang's small and micro enterprises, aiming at the specific situation of Chong Fu fur industry. In 2012, it launched the "fur loan" to solve the problem of small and micro enterprises, such as financing difficulties, financing expensive and lack of mortgage.

As of the end of 8 this year, "fur loan" has issued 47 groups, a total of 149 merchants, the total amount of credit amounted to 132 million 800 thousand yuan, and the customer share in Chong Fu fur market is nearly 30%.

"Fur loan" is a microcosm of the small and micro enterprises of Hangzhou bank Tongxiang branch.

"Since we opened, we have always regarded the small and micro businesses as the strategic focus of our sub branches," he said.

The goal is to provide quality financial services, and to support the development of Tongxiang's real economy through innovation of various products and services, and vigorously support small and micro enterprises, especially small and micro enterprises of science and technology.

According to statistics, up to now, the Bank of Tongxiang sub branch of Hangzhou bank has authorized 858 small and micro enterprises, with an amount of 1 billion 80 million yuan, including 51 small and micro technology enterprises, with an amount of 44 million 310 thousand yuan.

This year, the Bank of Hangzhou

The branch is tilted to small and micro businesses in resource settings, staffing and other resources, focusing on meeting the development needs of small and micro businesses and small and micro businesses.

In early 2014, Hangzhou bank Chong Fu small and micro enterprise franchise branch opened to provide more convenient financial services for Chong Fu and small and micro enterprises and individual owners in surrounding towns.

Staffing, at present, the number of small and micro line customer managers is the sum of all line companies and retail marketers.

"We have launched a series of small and micro financial products, such as online self-help loan, credit card, micro credit card, farmer loan and so on, serving the small and Micro customers in our city.

At the same time, in the process of serving small and micro enterprises, we advocate the guiding ideology of "walking online and sinking down".

According to the person in charge of the bank, "online walking" means changing the service of small and micro businesses electronically through various electronic channels, which can overcome the restrictions of physical outlets, provide more convenient services for customers, and also make innovations in pricing and repayment methods, and also reduce interest costs of customers by borrowing interest and interest rates. The "downward trend" is to further disperse the service industries and make small and Micro customers more extensive, so that more small and micro enterprises and individual operators can benefit from small dispersion.