"One Hundred Cities And One Thousand Enterprises" Supply Chain Financial Action Starts

On November 25, the "2020 15th Annual Meeting of Chinese small and medium sized entrepreneurs and the revitalization conference of small and medium-sized enterprises" jointly sponsored by the Central Social Service Department of the parties such as the China Association of small and medium sized business enterprises, the democratic revolution, the Democratic League, the democratic construction, and other parties, and the China Vocational Education Society, was held in Beijing. At the opening ceremony of the conference, China Association of small and medium sized business enterprises announced the formal launch of the "one hundred cities and one thousand enterprises" supply chain financial service action plan.

　　 "One hundred cities and one thousand enterprises" action plan launched

It is reported that the action plan of "100 City cadres" was initiated by China Association of small and medium-sized commercial enterprises and jointly carried out by Zhejiang Sanye Supply Chain Management Co., Ltd., aiming to provide supply chain financial empowerment for regional industrial clusters in 100 cities. The purpose of the activity is to join hands with Zhejiang Sanye to bring innovative mode of financial services to the real economy, provide flexible and convenient financial support for member enterprises with low capital cost, help solve the financing problems of enterprises, greatly reduce the operating costs of small and medium-sized enterprises, and then enable the real economic growth.

At the "theme dialogue of inclusive and technology financial development forum", Wang Chunyu, general manager of Zhejiang Wangsheng business treasure Co., Ltd. in Beijing, Tianjin, China, ye Bao, vice president of China Association of small and medium sized business enterprises, chairman of Zhejiang Sanye Supply Chain Management Co., Ltd., Zhang Aijun, director of Chaoyang Bureau of industry and information technology, and general manager of Chengdu youmidou Technology Co., Ltd Li Wenbin and others discussed such hot topics as the action plan of "one hundred cities and one thousand enterprises" and financial support for the recovery of the real economy in the post epidemic era.

(Note: the picture shows the action plan of "one hundred cities and one thousand enterprises" supply chain financial services)

Ye Bao, vice president of China Association of small and medium sized business enterprises and chairman of Zhejiang Sanye Supply Chain Management Co., Ltd., said that the action plan of "one hundred cities and one thousand enterprises" initiated by the association is to solve the problem of "difficult and expensive financing" of small and medium-sized enterprises in industrial clusters with supply chain finance, so as to enable the healthy development of industrial clusters. The role of the association in the action plan of "one hundred cities and one thousand enterprises" is to actively recommend the action plan of "one hundred cities and one thousand enterprises" to local governments, and do a good job of communication and coordination. Industrial cluster is an important part of regional economy. At the same time, industrial cluster is mainly composed of small and medium-sized enterprises. At present, the survival and development of small and medium-sized enterprises encounter many difficulties, and the core problem is still the financial problem. How to help the healthy development of small and medium-sized enterprises and relieve their difficulties and pain points are the main responsibilities of the association.

Wang Chunyu, general manager of Zhejiang Wangsheng business treasure Co., Ltd. in Beijing Tianjin wing region, said, "as an industrial Internet infrastructure provider, in the action plan of" one hundred cities and one thousand enterprises ", netsheng provides an infrastructure platform for supply chain financial services, including the docking of dozens of banks, the services of guarantee companies and financial service teams. In terms of industrial clusters, netsheng can provide a series of industrial chain services such as supply chain finance required by industrial clusters.

Ye Bao said that Zhejiang Sanye is an industrial Internet platform service enterprise. In the action plan of "one hundred cities and one thousand enterprises", the main role of Zhejiang Sanye is to use the innovative "three leaf supply chain finance" financing mode to open up new financing channels for small and medium-sized enterprises in industrial clusters, and to accurately serve the small and medium-sized enterprises with bank funds through supply chain finance.

"In terms of mode innovation, the first is popularization. The mainstream financing mode of supply chain finance is "1 + n" mode and commercial bill mortgage mode, but many small and medium-sized enterprises are difficult to enjoy the supply chain financial services because of the need to strengthen the core enterprises and other factors. The weak core enterprises in the three leaf supply chain financial model can also get financing by bank pledge, which realizes the popularization of supply chain finance and benefits many small and medium-sized enterprises. Second, it is inclusive. The high financing cost of traditional supply chain finance is also one of the reasons that supply chain finance can not benefit SMEs. The three leaf supply chain finance mode has low financing cost, which really realizes the inclusive of supply chain finance. " Yeba said.

(Note: the picture shows the theme dialogue of inclusive and Technology Finance Development Forum)

Zhang Aijun, director of Chaoyang City Bureau of industry and information technology of Liaoning Province, said that in view of the financing difficulties of small and medium-sized enterprises in industrial clusters, as the competent department of industry and information technology of the government, they have made a lot of efforts: first, to organize the docking of small and medium-sized enterprises to connect with the financial services of the supply chain; second, vigorously publicize and let more enterprises understand, contact and embrace the supply chain finance The third is supporting policies and formulating relevant supporting policies; the fourth is implementing promotion and deploying full-time cadres to ensure the implementation of supply chain finance.

Li Wenbin, President of Chengdu youmidou Technology Co., Ltd., said that as a B2B platform for raw materials of shoe industry, they felt the financing difficulties of enterprises, and chose to cooperate with Zhejiang Sanye because of its innovative mode of supply chain finance. One is to let shoe manufacturing enterprises have the money to buy raw materials, so as to ensure the stability of enterprise production; the other is that the loan interest is affordable and generally accepted by enterprises. In the future, small and medium-sized enterprises in Chengdu will be able to introduce more funds into the development of small and medium-sized enterprises in Chengdu.

　　 Transformation and upgrading of supply chain finance enabled regional industrial clusters

At present, industrial cluster is an important model and development trend of industrial layout of regional economic development in China. More and more regional industrial development has become the most important force to promote local economic development. Under the epidemic situation, the development of regional industrial clusters also encountered many difficulties, among which financial problems are still the core of industrial clusters and difficult problems. How to achieve transformation and upgrading with the help of supply chain finance has become an urgent problem to be solved.

The popularization and promotion of innovative supply chain finance is of great significance to the healthy development, transformation and upgrading of regional industrial clusters, as well as the completion of the tasks of "six stabilities" and "six guarantees". The "three leaf supply chain financial model" provides an effective solution for the "financing difficulties, high financing costs and accounts receivable recovery difficulties" of many small and medium-sized enterprises, enabling the healthy development of industrial clusters and regional economy. It provides an important starting point for governments at all levels to realize the task of "six stabilities" and "six guarantees".

With the development of industrial clusters gradually upgrading to technology intensive and capital intensive clusters, financial support is particularly important. The trade capital flow between the supply chains composed of many enterprises in the industrial cluster provides an objective demand and environment for the development of supply chain finance. As a new financing method, supply chain finance has become an important way to solve the financing problem of small and medium-sized enterprises in industrial clusters.

Sanye supply chain is an industrial Internet platform based on Wangsheng business treasure. Through years of practice and exploration, Sanye supply chain finance mode has the characteristics of popularization and inclusiveness. Since its launch in 2015, the business model of Wangsheng supply chain finance has become mature and perfect after five years of market operation. On February 1, 2019, CCTV financial channel "economic half hour" column made a special report on the supply chain financial mode of business treasure. At present, governments all over the country are actively exploring the innovation path of financial services for the real economy, and online supply chain finance has become the standard configuration of financial innovation mode of many local governments.

According to reports, Netsun. Com is an industrial Internet infrastructure provider, providing enterprises with industrial Internet infrastructure of e-commerce data, transaction finance and logistics network, and has formed the development strategy of two centers: Industrial Digital Service Center and local supply chain financial center.

　　 Industrial Digital Service Center: The industrial digital service center connects the upstream and downstream of the industry, providing information services, transaction services, logistics services, e-commerce services, supply chain financial services, and supply chain services for the industrial chain enterprises, so as to help the industry digitalization.

　　 Local supply chain financial center: The local supply chain operation company is established by the partner, and the local guarantee company is connected to the local supply chain financial center, and the bank guarantee credit is obtained. The operation company is responsible for the specific operation of the local supply chain financial center. The service contents of Wangsheng are as follows: first, providing complete solutions for technical level; second, online loan channels connecting 10 + state-owned banks and joint-stock banks; third, providing various supply chain financial models for operating companies.

Zhejiang Sanye Supply Chain Management Co., Ltd. is an industrial Internet technology-based platform service enterprise, jointly invested and established by netsheng business treasure and Sanye new materials. With the Internet and supply chain finance as tools, the company provides innovative solutions for small and medium-sized enterprises "financing difficulties, financing expensive and accounts receivable recovery difficult" with innovative supply chain finance accounts receivable financing mode.