Huzhou Has Introduced The First Green Insurance Municipal Standard, Which Applies To 6 Major Industries, Including Textile Dyeing And Finishing, Leather Making, And So On.

How to standardize corporate environmental pollution liability insurance risk rating?

This problem that puzzled government departments, insurance institutions and enterprises for three years has finally come to a clear answer.

Recently, Zhejiang Huzhou local standard "environmental pollution liability insurance risk assessment technical specification" was officially approved.

This is the first local standard of green insurance in China. It provides technical support for scientifically and reasonably determining the level of liability insurance for enterprises' environmental pollution.

As the first demonstration area of ecological civilization in the whole country, as early as last January, Huzhou promulgated the "implementation opinions of Huzhou Municipal People's Government on environmental pollution liability insurance". The Municipal Environmental Protection Bureau, led by the Municipal Environmental Protection Bureau, set up a standard drafting group of the municipal government finance office, the City Insurance Association, and the Huzhou branch of the people's insurance company. Through extensive collection of materials and multi field research, experts were organized to conduct on-site investigation of 7 industries and 142 enterprises to carry out pre insurance risk assessment.

On this basis, the risk of enterprise environmental pollution is analyzed and evaluated from the number of accident environmental risk substances, process and risk control level, the sensitivity of environmental risk receptors, and environmental emergency management.

The standard sets two types of risk indicators: static risk and dynamic risk. The static risk index reflects the degree of environmental risk caused by different objective factors, including environmental risk substances. The dynamic risk index reflects the degree of different environmental risks caused by different management levels, including environmental protection and basic management.

In addition, the standard subdivides the static risk index into 80 items: the scale of hazardous substances and the production process. The dynamic risk indicators are divided into 90 parts, namely, management organizations and project management, and 170 items are accumulated.

The standard is clear, the comparison index, through the 7 assessment processes, the environmental risk situation of enterprises is considered from various aspects. Finally, the enterprise environmental risk is divided into 5 grades: low risk, general risk, medium risk, high risk and high risk.

It is also understood that the standard applies to environmental pollution liability insurance risk assessment of hazardous waste collection, storage, utilization and disposal industries in 6 categories of lead-acid batteries, electroplating, chemical industry, textile dyeing and finishing, leather making, paper making, and other industries can be implemented in accordance with the standards.