How To Issue And Process Cash Checks

There are two kinds of cash cheque, one is cash cheque printed on the cheque, cash cheque can only be used for cash withdrawal, the other is an ordinary check without the words "cash" or "transfer". Ordinary cheque can be used to withdraw cash or to transfer money. When cash cheque or ordinary cheque (hereinafter referred to as cash cheque) is used by all units, it must be handled according to the cash use scope and relevant requirements in the Interim Regulations on cash management.

(L) the issuance of cash cheque must specify the name of the receiving unit or the name of the payee, and only the payee or the issuing unit can draw cash from the bank or handle the transfer settlement, and the cash cheque must not be circulated.

(2) Issue Cash checks must first check if there is enough balance in the bank's deposit. The amount of the check must be within the balance of the bank account. No more than the balance of the bank account should be issued. For a cheque that issues a blank check or seal, which is not in conformity with the reserved seal, the bank shall pay a fine of 5% but not less than 1000 yuan in addition to the refund of the check. The holder has the right to ask the drawer to compensate the sum of 2% of the check. For repeated issuance, banks may give warnings, criticisms and criticisms according to circumstances, until they stop issuing checks to the payee.

(3) issue Cash cheque No less than the starting point of the amount prescribed by the bank, and the cash below the starting point shall be paid in cash. The starting point of a cheque is 100 yuan, but it is not subject to its starting point when closing accounts.

(4) strictly enforce the validity period of check. The validity of the check is 5 days. The validity period is calculated from the day after the cheque is issued, and the expiration date is postponed. If the expired cheque is cancelled, the bank will not accept it. A cheque must be filled out on the date of the day, and no forward cheque must be issued.

(5) the holder of a cheque should be prompted to pay within 10 days from the date of issue. The time limit for the payment of a cheque used elsewhere shall be separately stipulated by the people's Bank of China. The payer can not exceed the time limit for presentation of the payment. payment 。

(6) when filling out cash cheques, each unit should fill in the relevant columns in the cheque carefully according to relevant regulations. The contents of cash cheques should include items such as the name of the payee and the bank, the date of issue, the date of issue, the amount of the account, the amount of writing and so on, and the items must be complete, the contents are true, the numbers are correct and the handwriting is clear. The cheque should be filled in ink or carbon cable ink, not completed according to the regulations, and the person who has been altered will be responsible for the issue. The amount of check size and the payee must not be changed. If any other contents are changed, the certificate must be stamped by the issuer.