How To Get A Pension After Retirement Abroad?

1. Conditions for basic pensions received every month after retirement

According to the decision of the State Council on the establishment of a unified basic old-age insurance system for employees of enterprises, the employees who have participated in the basic old-age insurance are eligible for retirement and have gone through the retirement formalities. If the payment period is 15 years, the basic pension can be collected on a monthly basis.

If the personal payment period is less than 15 years, the basic pension benefits will not be enjoyed after retirement, and the personal account savings will be paid to me at one time.

According to the latest

How to calculate the post retirement pension? The pensions of employees when they retire are made up of two parts: pension = basic pension + personal account pension, personal account pension = personal account storage amount. The number of months in the month is determined according to the age of retirement and the average life expectancy at that time.

The number of monthly days is slightly equal to (average life expectancy age of retirement age) X12.

At present, the age of 50 is 195, 55 is 170, 60 is 139, and no longer is 120.) the basic pension of Xun (= the average monthly wage of the workers in the whole province) and the monthly average wage paid by myself (2) the annual average wage of the employed workers in the previous year (1+ average payment index) is 2.

In the above formula, we can see that in the same age of payment, the basic pension depends on the average personal payment index. The average personal payment index is the calendar year average of the actual base of payment and the average wage of the society.

The low limit is 0.

6, the high limit is 3.

Therefore, in the two calculation of pension, no matter what circumstances,

The higher the length of payment, the higher the pension will be.

The pensions are indefinitely prescribed. As long as they are kept alive, they can enjoy the monthly pension benefits. Even if the personal account pension is exhausted, the basic pension will continue to be calculated according to the original standard. Moreover, personal pensions will increase year by year according to the monthly average wage increase of the employees in the society.

Therefore, the longer you live, the more you can get. It will be more cost-effective than the payment.

Two. How to get a pension after retirement abroad?

According to the office of the Ministry of labor security

The notice of socialized payment work stipulates that after the application and relevant procedures to the social insurance agency, the retirees who live abroad or settle abroad can entrust relatives or others to take the lead.

If you live in a foreign country, you can also entrust a social insurance agency to send it to you through the post office or bank. If you have no relatives or others to go abroad to settle down, I request the social insurance agency to send the money to foreign countries, and the remittance fee will be borne by the individual.