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Proper Diversification Can Effectively Protect Personal Assets.

2013/9/27 22:44:00 12

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< p > Li Wei, investment manager of wealth management center of Everbright Bank, said in an interview with reporters that the huge increase in money supply may be one of the important driving factors behind the beautiful data.

According to the central bank statistics, China's M2 grew by 14.7% in August, up 14.5% in July, and the money supply was much higher than the economic growth rate, which was also higher than the growth rate of sales revenue and residents' income.

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< p > "continuous injection of liquidity has become an important factor in reversing the trend of the market."

Li Wei said that the growth of the total scale of social financing will bring about the rise of asset prices, including the stock market. On the contrary, the growth of the total scale of social financing will decline, which will lead to a fall in asset prices, including the stock market.

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< p > in the view of many fund industry insiders, from the current situation, the scale of the rapid growth of financing has not brought about the improvement of < a href= "http://pop.sjfzxm.com/popimg/fz/index.aspx" > the allocation of resources < /a > and the improvement of marginal profits of enterprises, but more has relieved the pressure of high leverage departments to raise funds for debt service.

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< p > reporter noted that the Everbright Bank's private fund treasure product managed by Li Wei managed to achieve good results in the same type of products. Its steady growth portfolio, balanced value portfolio and positive growth combination of three products increased almost from 15% to 20% this year, while the Shanghai and Shenzhen 300 index fell by nearly 2% during the same period.

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< p >, however, when it comes to the view of the market, Li Wei said that in the current market situation, it is very difficult to maintain and create higher performance: the high level of debt of enterprises and local governments, the uncertainty of the QE exit plan for the us a href= "http://cailiao.sjfzxm.com/" and the capital market < /a "all affect the current economic recovery momentum.

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< p > "in the future for a long time, at the bottom of the interest rate gradually increased, and the growth of corporate profits is lagging behind, the probability of a sharp rise in the market is low. Both fixed income and stock need to reduce the expected rate of return on investment."

Li Wei told reporters that he would not withdraw funds currently in the stock market, but would pay more attention to balancing income and risk.

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< p > data from China Everbright Bank show that for banks, customers are concerned about safety first and then pay attention to earnings. Therefore, absolute return is the ultimate goal of bank equity financial products.

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< p > Li Wei also said that no one can accurately predict the future. Therefore, moderate a href= "//www.sjfzxm.com/news/index_p.asp" > diversification > /a > is an effective protection for personal assets. Especially after the bull market or bull market that has lasted for many years, the great strength of mean revaluation requires investors to be vigilant at all times. To achieve a balanced allocation of fixed income, stock, domestic funds and overseas funds is an alternative for ordinary investors. Excessive bet on single assets is faced with greater risks.

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