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Zhejiang Urges Credit Capital To "Go From Scratch To Reality"

2012/2/22 10:10:00 7

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Economic Loan Company

Since 2011,

Zhejiang

Provincial Marine Economic Development Demonstration Zone, Zhoushan archipelago new area and Yiwu International

Trade

Three major national strategies, including comprehensive reform and pilot projects, have been approved successively.

The reporter was informed that in order to ensure the credit support of the key projects of the "three major national strategies", Zhejiang's financial institutions will tilt to the "three major national strategies" in terms of institutional setup, business authorization and product innovation this year.

Conspicuous

credit

The focus of the project is to integrate the syndicated loan, joint loan and interbank cooperation to support the "four major projects" and the "double thousand" project for key projects and technical pformation in 2012 to meet the demand for follow-up construction funds for key projects under construction and renewal.

Targeting Zhejiang

privately operated

With the characteristics and needs of enterprises, all financial institutions in the province will innovate financial products and services to provide all-round, multi-level and personalized financial services for the development of private enterprises.

"Opinions" stressed that the credit of small and micro enterprises should be increased to avoid excessive credit for small and medium-sized enterprises, especially small and micro enterprises, and to continue to promote the pilot work of credit loans for small businesses, and to promote the pformation of credit modes for small businesses.

controlled

Under the premise, we should innovate the way of repayment, strive to realize the seamless connection between repayment and continued loan, and reduce the pressure brought by loan maturity mismatch to the mobility of small businesses.

In view of the problems of financing difficulties and financing of SMEs, the opinion points out that banks should strictly abide by the principle of "compliance fees, quality pricing, pparency, cost reduction and profit making", and reduce financial cost through financial innovation. They will focus on improving the assessment mechanism of banking business, and impose strict responsibilities on the deposit and loan hook, virtual deposit and loan, and the pfer of their assessment index pressure to enterprises.

For the current development of small loan companies in Zhejiang, Dai Zhimin, Professor of Finance Department of Zhejiang University, said that the development of small loan companies should also be taken into consideration.

loan

The company can not carry out the deposit business, and the development space is limited.