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Smart Money Management: Use Third Party Pfers To Save The Commission.

2011/2/11 15:28:00 37

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Alipay Financial Bank

Nowadays, there is a popular way of saving money across the Internet through the pfer of third party platforms.

The specific method is: individuals apply for two at the same time.

Alipay

Accounts A and B and two or more

Bank

The function of the electronic bank payment, then first recharge the A Alipay account with the money of a bank, through the A Alipay into the B Alipay account, and then pfer the account from the B Alipay account to another bank account.

Through this way of pfer, we can realize cross - line pfer without cross - paction between buyers and sellers.

Take a bank as an example, use electronic speed to interbank.

Remittance

The handling fee is charged at 0.9% of the remittance amount, and the minimum price of each business is 1.8 yuan, the highest is 45 yuan.

If the bank's interbank remittance is 5000 yuan, it will only charge a service fee of 45 yuan, which can be saved by Alipay.

It is said that each person can apply for multiple Alipay accounts as long as they comply with the relevant regulations of Alipay.

From a Alipay account to another Alipay account, it is an account pfer. The daily pfer amount of account pfer can not exceed ten thousand yuan.

To achieve such an account pfer, if the payment is made by debit card, the amount of repaid payment is less than 5000 yuan without any handling fee.

The quota is more than 5000 yuan, and the excess part is charged by 1.5%.

However, if the credit card is used to pfer accounts, the amount of payment will be paid according to the requirements of different banks.

If you use the bank card to recharge the value, you can not charge more than 500 yuan to Alipay every time. If you have more than 500 yuan, you will have to operate several times.