Gold And Silver Surged: Herding Effect In Investment Field

Money is really a good thing. If you have money, you can buy whatever you want, and you can travel wherever you want to go, so that everyone is eager to get money.

There is a popular saying: "people are killed by money and birds." for the sake of money, many people go to the road of corruption and crime. However, many people have lost their money in order to make money, that is, in investment, the situation of more investment and deficit has been created, and they have been fired from large households to individual investors.

Recently, gold and silver became a unilateral rise, attracting many people's attention. Just as the stock market rose in 2007 and 2015, even those who saw bicycles were speculated.

This is called herding in economics.

Everyone is taking Buffett as an example and holding him as a stock god. But no one really understands how Buffett made money. Value investing, yes, when we talk about stock, Buffett will mention his value investment, but you let people who have not learned economics to analyze the value of a company and invest again. Basically, this is not feasible. Do we need to go to the economics books for investment like ordinary people like us? Recently, someone asked me what books to recommend, and I really did not. I never studied economics and finance in financial investment. I just remember the following three points and I can earn no money.

There are many kinds of investment, so long as we invest in idle money and invest at low points, we can make money by investing everything.

For example, when the housing reform policy was implemented in 2000, the housing prices were really cheap at that time. The school district housing of Nankai Middle School was only 800 yuan per square meter, and only 20% of them could be bought by the provident fund loan. At that time, if you had a unique eye to buy two or three sets, you could get nearly ten million worth of rent even now.

In 2000, when I was going downtown to buy a house, my ex husband refused to agree. When I divorced him in 2002, the school district room of Nankai Middle School had risen to 3000 yuan per square meter. I bought a house without a lift on the top floor, and the price was priced at 2900 yuan per square meter.

How much do you calculate on how much I earn?

The so-called value investment of Buffett, a stock god, is very divine. But actually, as I see it, it is very simple, that is, when the investment goods are low, they will buy with idle money.

Just like this February when I bought paper silver, I told a lot of people that now the price of silver has already fallen below the cost price. At this time, the purchase is sure to earn no money, but I told a dozen people that only one person listened to my purchase, but he only made 50 Fen of it and sold it. Such a low price would only be a pity if he made such a point, and he was very rich, but he only bought ten thousand grams. Just now he ran to his office and asked me if I could buy it now.

Now that gold and silver have risen and talked to me, they can buy more and more people, and now I am afraid to buy them.

Second point: investment must be patient.

Investing in a quick and profitable attitude is not enough to make money. Maybe it will earn some money in the short term, but in the long run, it can't make money. Just like some people in the stock market frequently build up their stock and cut their meat and build their own stock again, so that the stock companies really make money.

My colleague's boyfriend is such a person.

Then, every day, they would operate, buying and selling very frequently, and they would itch to make no effort every day. Their money would also be less and less fried, and they would be scrambled to become retail investors from the same year, and then they would not repent and change their monthly wages into the stock market, so that his wife would always quarrel with him. He would not listen to it. Now he has divorced three times, and there are two girlfriends who have not divorced for more than a year. My colleagues and him have always advised him not to stock up again, but he still doesn't listen to him. My colleagues have cohabitation with him for eight years. Relatively early, stocks are addictive, studying the stock market every day, analyzing the K-line everyday.

Every investment variety has a certain period of instability. It is better to watch it in the direction of this period. Anyway, you are investing in idle money, and you have a steady job. You do not want to live without money. Then you don't need to worry. When this investment is over, it will be your harvest when the unstable period rises.

I want to mention Buffett. He throws one or more of them every time.

All of them are put in at low points, and no longer in the short term. He has a lot of things to do, his own company has to manage, he has no time to stare at his own stocks, and wait until the stock rises in a certain period.

Can he earn no money in such a state of mind?

Third point: investment must be "greedy".

When the stock market, gold and silver are at a low point, you dare not vote. When everyone is in the middle, you buy it with the wind. Then, when the high point is "greedy", the heart is not willing to sell. When it falls, it cuts meat, so who will you lose?

Last year, a netizen I knew was against my three points:

First, he used the borrowed money to copy shares.

Second, at the high point of the stock market, I advised him to sell it quickly, and he insisted that the stock market could not be sold at ten thousand.

Third, he makes money and then finds new stocks, and the higher the cost.

Of course, he didn't earn much when the stock market was high, so he was not willing to come out. In the end, he was in a mess. He told me that he had never touched the stock again.

Take myself as an example: I learned how to buy stocks in 2000, and I was generally put to death. By 2005, my stock had lost 60%, and by 2006 my stock had already earned. By 2007, when the stock market rose, I impulsively sold a set of school districts to the stock market, and I had made more than ten thousand dollars at more than 6000 o'clock. But watching TV news was saying that it could reach ten thousand, and I would not sell it. Finally, from making tens of thousands to tens of thousands of losses, especially during the 2008 Olympic Games, my stock market value fell 10% every day, and I could only pretend to be dead.

When a stock returned to the stock market in 2010, I came out immediately, and other stocks did not come back at the time, but I ignored them all the time.

Those stocks held for seven years in my hands, and I finally made profits in 2015, and I decided to clear the stock when the market reached 5000 points.

Then I used the money from stocks to make up the Bank of silver gradually. When the silver fell below 3 yuan in February 2016, I filled in all the money. Now I have made a few thousand grams of this investment to make up for the short sale. Now I have lost my money short, but I have patience to wait for the silver fall when I earn.

For sisters interested in paper and silver, two articles are recommended.

Buy white silver with the money to buy Chinese cabbage? That's haste

Paper silver is so hot, do you want to follow suit to invest?

Conclusion:

Actually, my long winded conclusion is very simple. What is the most profitable investment?

First, use idle cash to buy any investment item (stock, gold, silver, fund and so on) at low points.

Two, be patient after buying.

Three, make a profit later to find the right time to sell, not greedy.

What is the right time? That is when everyone around you is going to talk, then it should be over and sold.